Posted in Credit Cards and Loyalty Programs

When The Price Is Right

I have learned that it is seldom a good value to buy or transfer hotel points. But there are always exceptions to the rule. Sometimes you need a few more points to complete an amazing redemption and other times the Price is just Right. If you keep your eyes peeled, you can occasionally find a special offer that makes your purchase worth while.

Buying Points

Right now Hilton has a 100% match for points purchases of 10,000 points or more through 10/31/20. But this offer alone didn’t move me to go out and buy points. A few days later, I received a Targeted Offer to earn a 5,000 point bonus and the 100% match for any Hilton points purchase. That’s when I knew the Price was Right.

They probably targeted me because I haven’t used my Hilton account in quite a while. Since my husband signed up for an American Express Hilton Surpass credit card last year, it makes more sense to use his Hilton account in order to earn the maximum amount of points.

That being said, I often travel without him, so it’s nice to have some points of my own. So I stacked these two offers and bought the minimum 5,000 points. Hilton matched my 5,000 points and I received the 5,000 point bonus on top. I ended up with 15,000 points valued at around $120 for just $50.

Transferring Points

American Express Membership Rewards Points transfer to Hilton at a 1:2 ratio. So for every 1,000 MR points you transfer, you receive 2,000 Hilton points in return. Right now, American Express also has a 40% bonus offer on points transfers which is good until 10/31/20. So for every 1,000 MR points transferred, you would now receive 2800 Hilton points.

The 15,000 Hilton points I had after making my earlier purchase was still on the low end of their redemption chart. But I found several good hotels in areas that I frequently travel to that are available for 20,000 points. I decided to transfer a mere 2,000 MR points to Hilton which netted me 5600 more hotel points. Enough for a 20,000 point award night.

Final Thoughts

I was able to bring my Hilton balance from 0 up to 20,600 points between these 2 transactions for just $50 and 2000 MR points. Not too shabby.

Even though buying or transferring points aren’t usually the best options, stacking deals like these can add extra value to the transaction. I didn’t go hog wild, but instead invested just enough to bank the necessary points for a decent award night redemption in the future.

My fingers are crossed that we will be able to travel again sometime next year. In the meantime, I am keeping my eyes peeled for deals like these as well as implementing points goals in order to position myself for great savings on our trips in 2021.

Dream, Plan, Save, Adventure!


Just an Art and History Nerd from MI Who Loves to Travel, Explore, Save Money, Share Tips, Enjoy the Best Foods & Adult Beverages🍷🥂🍸 Then Blog About It!